TropicalFCU

Going Green - e-Statements

If you are the kind of person who likes to make decisions that are best for the environment, then you need to consider how much paper you use. There are obvious ways to cut down on paper usage. For example, you can use both sides of a sheet for scrap pape... Read >

Fixed Rate Mortgages - Becoming a Homeowner without the Stress

When it comes to buying a home, you know there is going to be some borrowing involved. When you borrow, you have to start worrying about such problems as interest rates and payment plans. As a matter of fact, keeping up with your finances can be the harde... Read >

Debit Card Rewards Programs - Great Debit Card Benefits

If you are the kind of consumer who doesn't like to carry cash and run up a long line of ATM fees, then you probably use your debit card a lot. There are some great things about debit cards. They provide you instant access to your checking account, this w... Read >

ARMs (Adjustable Rate Mortgages) - The Benefits of a Changing Rate

If you are looking to buy a house in South Florida, then chances are you have already been considering what kind of mortgage you are going to get. If you thought this would be the easy part, then you weren't looking closely at the options. There are so ma... Read >

Affording A Home

When you look at purchasing a Miami or South Florida home, you and the mortgage lender will need to know if you can afford the financial commitment. Mortgage Lenders have their own unique products and criteria when you borrow money from them. Whether yo... Read >

Financial Fitness

Physical Fitness is an essential element of a healthy, robust and vital life. As with our physical fitness, our financial fitness starts with goal oriented solutions, including financial planning with debt management. 1) One of these would include a he... Read >

Pros and Cons of Conventional Loans & Tips on How to Get Them

There will most likely be a situation in your life where you to need to obtain a loan from a bank. There are many types of conventional loans,each with their pros and cons, ranging from secured loans, mortgages, signature loans and car loans just to name ... Read >

Safety Tips for Online Banking

With online banking becoming more popular and practical, safety should be a key issue between you and the bank you do business with. You will want to make sure that your bank has taken the measures to insure that, as we live in this digital age, your fina... Read >

Small Business Banking: FREE Business Savings and Checking Accounts from Tropical Financial Credit U

As a small business owner, you will want to focus on banking features that are available, useful and help you realize success with your company. Each financial institution offers unique small business banking programs and packages. There are free business... Read >

Building Models for Budgeting and Financial Planning in a Recession

Chances are you or someone you know has been hit hard during our current economic recession. Knowing when and how much to spend or save can seem daunting when faced with the present economic crisis. We are a consumer society where bills have to be paid, m... Read >

Tips on Creating a Realistic Budget: Variable and Fixed Expenses

This process will empower you with an honest assessment of you and your family's financial health. A budget will allow you the chance to address your current and future fiscal situation so that you and your family can enjoy the most of what your financial... Read >

Using a Credit Card for Establishing New Credit

*What is Credit? Credit is deferred payment on money that you borrow from a financial institution that you can use to purchase goods. You then repay the funds back based upon an agreed set of terms and time frame. Services such as cable and telephone o... Read >